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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

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Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

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Pet Insurance

Pet insurance helps cover unexpected vet bills, so you can focus on your pet’s health—not the cost. It’s a smart way to protect your furry family and your wallet.



Recent News and Updates

Read the latest news and information useful to you.

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Which Medicare Option Works Best for Snowbirds?

For retirees who split their time between states, commonly known as “snowbirds,” having the right Medicare coverage is about more than just...

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The Overlooked Connection Between Dental Visits and Overall Health

When it comes to staying healthy, most people think about their annual physicals, lab work, or even watching their diet and getting enough sleep....

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Funding a Business Buyout with Life Insurance: What Every Partner Should Know

In business partnerships, one of the biggest “what if” questions is: What happens if my business partner dies unexpectedly? Without a clear plan,...

ABOUT KMR INSURANCE SERVICES, LLC

Your Trusted Insurance Professionals

KMR Insurance Services, LLC, located in Liverpool, NY, is an independent insurance agency committed to servicing the community with extensive product knowledge and experience.

 

The agency will strive to build a strong foundation with each individual customer and provide the highest quality of service and attention to each request. It is our job to be a trusted guide and resource in understanding insurance coverages and solutions. Our goal is to help our clients make informed decisions and be viewed as a reputable alliance in their neighborhood.

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